How to Prepare for a Home Appraisal as a Seller

Michael Garcia
Feb 18
2 min read

An appraisal determines how much the property is worth in the lender’s eyes.If it comes in low, it can delay or even derail your sale.

Here’s how to prepare strategically.

1️⃣ Understand What the Appraiser Looks For

An appraiser evaluates:

Comparable sales (recent nearby homes)
Square footage
Layout and functionality
Condition and upgrades
Lot size and location
Structural integrity

They are not there to judge décor, but condition and maintenance matter.

2️⃣ Complete Small Repairs

Before the appraisal:

✔ Fix leaking faucets

✔ Replace broken tiles

✔ Repair cracked walls

✔ Ensure all lights work

✔ Fix door hinges and handles

Minor issues can signal “deferred maintenance,” which lowers perceived value.

3️⃣ Deep Clean and Declutter

Clean homes appear better maintained.

Clean windows
Remove clutter
Organize storage areas
Trim landscaping

While cleanliness technically shouldn’t affect value, presentation influences condition perception.

4️⃣ Provide a List of Upgrades

Prepare a written summary including:

Renovations with dates
Roof replacement
Electrical or plumbing updates
Structural improvements
Energy-efficient upgrades

Many sellers forget to document improvements. Help the appraiser see your investment.

5️⃣ Know Your Comparable Sales

Ask your agent for:

Recent sales within 3–6 months
Similar size and condition
Same subdivision or barangay

If you're selling in Bukidnon or Misamis Oriental, local comps can vary significantly between urban and rural areas. Make sure the appraiser compares similar property types.

6️⃣ Improve Curb Appeal

Appraisers start outside.

Clean driveway
Mow lawn
Touch up paint
Fix gates or fences

First impression still matters.

7️⃣ Be Available (But Don’t Hover)

You can:

Answer factual questions
Provide upgrade documentation

Avoid:

Following them around
Pressuring for a value

Professional neutrality is key.

⚠️ If the Appraisal Comes in Low

Options include:

Buyer pays the difference
Renegotiate price
Seller reduces price
Challenge appraisal with better comps